Definition
Collective investment scheme is the investment vehicle that pools money from multiple investors. Founders reach for it when a vague conversation needs a shared, specific meaning. Name it clearly, then let the next decision — a hire, a price, a test, or a pass — follow from that meaning.
In the room
How the word shows up in a real conversation.
In a Monday review, someone writes Collective investment scheme on the board and restates it: “Investment vehicle that pools money from multiple investors.” The next move is a test, a cut, or a double-down — not another debate about the word.
Common mistake
Using Collective investment scheme as a label instead of a fact. If you cannot point to the evidence — a number, a customer, or a written assumption — you are using the word as jargon.
See also
Collective bargaining
Negotiation process between employers and labor unions for employment terms.
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Collective ownership
Property or business ownership shared among multiple individuals or groups.
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Collateralized debt obligation (CDO)
Complex financial security backed by a pool of loans or other assets.
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Collusion
Secret cooperation between companies to limit competition and increase profits.
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